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Obtaining Detailed Account Information via Phone

In our companies' day to day operation, many consumers call and request detailed information via phone. The consumer is generally made aware that our company can't disclose this information without following guidelines of the FDCPA, various state laws, and other government regulations.

This may frustrate consumers and our company understands; however, we must follow the law in the effort to protect every consumer's personal information. To release specific account information via phone, our company is required to verify the consumer by their full name and an additional piece of private information. If you don't feel comfortable verifying this information, take a look at the top right-hand side of your letter. Located here is a client reference number. Feel free to call the original creditor located on your letter and verify the information provided to you from Convergent.

If you are a friend or relative (3rd party) calling on behalf of a consumer, please note you will need documentation which states you are the intended consumer's Power of Attorney. Documentation will need to be provided to Convergent to have on file; this will need to be obtained at the time of the call in order to proceed with further conversation. The consumer may also verbally authorize Convergent to speak with you after going through the authentication verification process themselves. Keep in mind, you are still required to verify your name as well as verify the consumer's personal information EVERY time you call thereafter.

In most states we are able to speak with the consumer's spouse with proper verification; however, spouses in Georgia, South Carolina, New Hampshire and Washington D.C. are treated as 3rd parties and require permission from the intended consumer to speak on their behalf. Without prior approval from the intended consumer, our company can only speak with a spouse in Illinois if the spouse as co-signed on a debt, or the debt is over 30 days in default. Account information can only be discussed with the spouse in Iowa with the consumer's consent or when responding to an inquiry from the spouse.

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Do you have a complaint, a dispute, a fraud or bankruptcy? Knowing the difference will ensure your concern reaches the appropriate department and is addressed in a timely fashion. If you are unsure, refer to the Complaint, Dispute, Or Fraud Claim? section. Our company contact information is provided below for ALL inquiries.

General Information Requests

Office Hours: 7:00am-5:00pm (PST)
Monday-Friday (closed most government holidays)
1-855-335-6124

Postal Address

Convergent Outsourcing Inc.
800 SW 39th Street Suite #100
Renton, WA 98057

Stop Contacting Me!

Have you been contacted in error? To request us to cease our communication attempts to you call our dedicated phone number removal line (toll free) at 1-855-728-9701 and follow the guided prompts. It may take 24 to 72 hours to update our information and finalize your request. We appreciate your patience.